Wednesday, December 30, 2020Self-Funded health plans are exempt from ACA premium taxes estimated to raise prices from 2 percent to 4 percent, as well as from the health laws “essential benefit” and "community rating rules." NorthBay Adventure is the kind of small business that could be expected to buy medical insurance for workers under sweeping health-act rules taking effect in 2014. READ MORE >>
Wednesday, September 16, 2020 Open enrollment is challenging. It’s complex, time-consuming, and, if you’re still enrolling on paper, there’s a huge margin for error. But if you partner with a benefits broker from the beginning—and ditch the paper for an online HRIS (Human Resource Information System) you can save yourself time, stress, and money. READ MORE >>
Tuesday, August 4, 2020Connecting employees with personalized voluntary benefits, today announced survey findings revealing the growing importance of voluntary benefits on employee retention and engagement. Voluntary benefits are benefits that are offered in addition to medical, dental, and vision coverage. READ MORE >>
Tuesday, July 7, 2020Over the last few months, I've read numerous articles on revamping employee benefits perks, especially in regards to "Work-from-Home Employee Perks." That said I've yet to read anything on two of the most important benefits that your employees will use and appreciate. READ MORE >>
Thursday, April 9, 2020 At Blackrock Benefits we have a few financial hedging strategies we’ve already started to implement with our clients. One step is moving your medical renewal from later in the year to now, sooner than later. Four key factors will determine how much Covid-19 hikes premiums next year. READ MORE >>
Monday, February 24, 2020 Health insurance is a very big part of a company’s expenses, usually #2 after salaries, and the implementation of the Affordable Care Act, or ACA may only confuse matters. With many businesses being forced to provide health care coverage to their employees, it is important to find ways to control these costs. READ MORE >>
Tuesday, November 19, 2019This is kind of a BIG DEAL! Health Saving Account (HSA) have traditional only covered many of the services listed below after the medical deductible. Individual can now get medication and care for many critical services before their medical deductible. READ MORE >>
Friday, April 5, 2019As a business leader, you know that procurement of goods and services is at the heart of good business practice, and you likely manage your supply chain with diligence to ensure suppliers meet standards for quality and affordability. So why don’t most employers behave in this manner when purchasing healthcare services? READ MORE >>
Monday, March 7, 2016In more than 10 years of working with companies, there is one thing I’ve learned above everything else: Human Resources (HR) is incredibly complex. For starters, there are dozens of state and federal agencies tasked with enforcing hundreds of employment-related laws that organizations must follow. READ MORE >>
Thursday, March 26, 2015Employers that are growing up, and are in the awkward teenage years, are about to get a big surprise, and not the good kind. When a company first opens, they are excited when they first implement their benefit plans for their handful of employees. They offer one or two medical plans, perhaps some dental and vision, and a small life insurance policy. READ MORE >>
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