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Blackrock Benefits Blog: health insurance utah

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This is kind of a BIG DEAL!  Health Saving Account (HSA) have traditional only covered many of the services listed below after the medical deductible.  Individual can now get medication and care for many critical services before their medical deductible. READ MORE >>

Self-funding is not about savings; it’s about control – control of the plan design; claims data; and, most importantly, the healthcare supply chain.   As your company prepares for your benefits renewal this year, what are you doing differently this year to break the status quo? READ MORE >>

It’s no secret that companies are reducing the number of employees in their workforce and relying more on workers in the Gig Economy, including independent contractors, consultants, and freelancers. Employees make-up only half of the workforce at some tech companies and are already the minority at Google. READ MORE >>

Workers prefer benefits Over the past decade, power within the job market has shifted dramatically from employers to candidates. This change in the recruitment ecosystem has led employers to take a deeper look at the benefits being offered to employees. READ MORE >>

As a business leader, you know that procurement of goods and services is at the heart of good business practice, and you likely manage your supply chain with diligence to ensure suppliers meet standards for quality and affordability. So why don’t most employers behave in this manner when purchasing healthcare services? READ MORE >>

Unless your Broker is reducing frequency & severity of your claims what are you paying them for, busy work?  By managing the healthcare supply chain, which are the actual costs of the items utilized like office visits, surgeries, imaging, hospitals and drugs. READ MORE >>

The rising cost of healthcare — and the pressures associated with pushing more of the cost onto employees — is causing a shift to self-insurance among employers.  According to a new survey out by Arthur J. Gallagher & Co., an Itasca, Illinois-based insurance brokerage firm, 54% of 3,000 U. READ MORE >>

In more than 10 years of working with companies, there is one thing I’ve learned above everything else: Human Resources (HR) is incredibly complex. For starters, there are dozens of state and federal agencies tasked with enforcing hundreds of employment-related laws that organizations must follow. READ MORE >>

Employers that are growing up, and are in the awkward teenage years, are about to get a big surprise, and not the good kind. When a company first opens, they are excited when they first implement their benefit plans for their handful of employees. They offer one or two medical plans, perhaps some dental and vision, and a small life insurance policy. READ MORE >>

The Affordable Care Act (ACA) has already changed the health insurance landscape in the United States. In 2014, the health insurance landscape will continue to shift when several of the ACA’s provisions are implemented. The ACA’s community rating rules are one of the key provisions that will be implemented in 2014. READ MORE >>

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