Thursday, March 18, 2021 Employers are increasingly turning to the self-insured, level-funded, and captive insurance model of healthcare out of frustration with traditional fully-insured medical insurance — but they need to stop and think before diving in says, Bret Harding a self-funding veteran with Blackrock Benefits. READ MORE >>
Wednesday, December 30, 2020Self-Funded health plans are exempt from ACA premium taxes estimated to raise prices from 2 percent to 4 percent, as well as from the health laws “essential benefit” and "community rating rules." NorthBay Adventure is the kind of small business that could be expected to buy medical insurance for workers under sweeping health-act rules taking effect in 2014. READ MORE >>
Wednesday, September 16, 2020 Open enrollment is challenging. It’s complex, time-consuming, and, if you’re still enrolling on paper, there’s a huge margin for error. But if you partner with a benefits broker from the beginning—and ditch the paper for an online HRIS (Human Resource Information System) you can save yourself time, stress, and money. READ MORE >>
Tuesday, August 4, 2020Connecting employees with personalized voluntary benefits, today announced survey findings revealing the growing importance of voluntary benefits on employee retention and engagement. Voluntary benefits are benefits that are offered in addition to medical, dental, and vision coverage. READ MORE >>
Tuesday, July 7, 2020Over the last few months, I've read numerous articles on revamping employee benefits perks, especially in regards to "Work-from-Home Employee Perks." That said I've yet to read anything on two of the most important benefits that your employees will use and appreciate. READ MORE >>
Thursday, April 9, 2020 At Blackrock Benefits we have a few financial hedging strategies we’ve already started to implement with our clients. One step is moving your medical renewal from later in the year to now, sooner than later. Four key factors will determine how much Covid-19 hikes premiums next year. READ MORE >>
Monday, February 24, 2020 Health insurance is a very big part of a company’s expenses, usually #2 after salaries, and the implementation of the Affordable Care Act, or ACA may only confuse matters. With many businesses being forced to provide health care coverage to their employees, it is important to find ways to control these costs. READ MORE >>
Tuesday, November 19, 2019This is kind of a BIG DEAL! Health Saving Account (HSA) have traditional only covered many of the services listed below after the medical deductible. Individual can now get medication and care for many critical services before their medical deductible. READ MORE >>
Tuesday, July 30, 2019Self-funding is not about savings; it’s about control – control of the plan design; claims data; and, most importantly, the healthcare supply chain. As your company prepares for your benefits renewal this year, what are you doing differently this year to break the status quo? READ MORE >>
Saturday, July 13, 2019 It’s no secret that companies are reducing the number of employees in their workforce and relying more on workers in the Gig Economy, including independent contractors, consultants, and freelancers. Employees make-up only half of the workforce at some tech companies and are already the minority at Google. READ MORE >>
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