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Blackrock Benefits Blog

View the latest blog posts from Blackrock Benefits.

This is kind of a BIG DEAL!  Health Saving Account (HSA) have traditional only covered many of the services listed below after the medical deductible.  Individual can now get medication and care for many critical services before their medical deductible. READ MORE >>

Self-funding is not about savings; it’s about control – control of the plan design; claims data; and, most importantly, the healthcare supply chain.   As your company prepares for your benefits renewal this year, what are you doing differently this year to break the status quo? READ MORE >>

It’s no secret that companies are reducing the number of employees in their workforce and relying more on workers in the Gig Economy, including independent contractors, consultants, and freelancers. Employees make-up only half of the workforce at some tech companies and are already the minority at Google. READ MORE >>

Workers prefer benefits Over the past decade, power within the job market has shifted dramatically from employers to candidates. This change in the recruitment ecosystem has led employers to take a deeper look at the benefits being offered to employees. READ MORE >>

As a business leader, you know that procurement of goods and services is at the heart of good business practice, and you likely manage your supply chain with diligence to ensure suppliers meet standards for quality and affordability. So why don’t most employers behave in this manner when purchasing healthcare services? READ MORE >>

Unless your Broker is reducing frequency & severity of your claims what are you paying them for, busy work?  By managing the healthcare supply chain, which are the actual costs of the items utilized like office visits, surgeries, imaging, hospitals and drugs. READ MORE >>

The rising cost of healthcare — and the pressures associated with pushing more of the cost onto employees — is causing a shift to self-insurance among employers.  According to a new survey out by Arthur J. Gallagher & Co., an Itasca, Illinois-based insurance brokerage firm, 54% of 3,000 U. READ MORE >>

Utah Insurance Solutions appreciates the undertaking of a new venture, and knows it has its difficulties and pressures, but we make sure entrepreneurs don’t have to add insurance to that list of worries. READ MORE >>

Change How You Think! Some business owners and individuals look at the future and want more. They see the roadblocks, the challenges, the opportunities, and put plans in place to do their best. The desire is to get better and move the company forward. They are fully aware of how difficult it will be. READ MORE >>

What is an Independent Insurance Broker? Most buyers realize that an insurance Broker can be a great resource when they are shopping for the right insurance coverage as well as when they encounter an insurable event. What many customers don’t recognize is that there are two distinct types of agents; captive and independent agents and/or Brokers. READ MORE >>

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