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Blackrock Benefits Blog

View the latest blog posts from Blackrock Benefits.

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Thursday, July 1, 2021

Tech Firms Re-imagine Employee Perks And Benefits In Response To The Pandemic

By Brian Hegarty According to a new survey of almost 100 mid-sized tech companies by Marsh & McLennan Insurance Agency, employers across the country are rolling out new employee benefits and perks and enhancing existing programs. READ MORE >>

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Saturday, May 15, 2021

Results Matter!

READ MORE >>

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Thursday, March 18, 2021

Self-insured, Level Funded, or an Insurance Captive Medical Plan to Lower Your Medical Plan Costs

Employers are increasingly turning to the self-insured, level-funded, and captive insurance model of healthcare out of frustration with traditional fully-insured medical insurance — but they need to stop and think before diving in says, Bret Harding a self-funding veteran with Blackrock Benefits. READ MORE >>

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Wednesday, December 30, 2020

Small & Mid-Size Businesses in Utah Pursue Affordable Care Act “Loophole” for Group Health Plans.

Self-Funded health plans are exempt from ACA premium taxes estimated to raise prices from 2 percent to 4 percent, as well as from the health laws “essential benefit” and "community rating rules." NorthBay Adventure is the kind of small business that could be expected to buy medical insurance for workers under sweeping health-act rules taking effect in 2014. READ MORE >>

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Wednesday, September 16, 2020

Partner with a Broker to Make 2021 Your Best Open Enrollment Yet

Open enrollment is challenging. It’s complex, time-consuming, and, if you’re still enrolling on paper, there’s a huge margin for error. But if you partner with a benefits broker from the beginning—and ditch the paper for an online HRIS (Human Resource Information System) you can save yourself time, stress, and money. READ MORE >>

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Tuesday, August 4, 2020

Two-Thirds of Employees Look to Voluntary Benefits as a Deciding Work For an Employer

Connecting employees with personalized voluntary benefits, today announced survey findings revealing the growing importance of voluntary benefits on employee retention and engagement. Voluntary benefits are benefits that are offered in addition to medical, dental, and vision coverage. READ MORE >>

Tuesday, July 7, 2020

Rethinking Work-from-Home Employee Perks

Over the last few months, I've read numerous articles on revamping employee benefits perks, especially in regards to "Work-from-Home Employee Perks."  That said I've yet to read anything on two of the most important benefits that your employees will use and appreciate.    READ MORE >>

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Thursday, April 9, 2020

The Coronavirus’s Predictable Impact on Next Year’s Health Insurance Rates, Explained

  At Blackrock Benefits we have a few financial hedging strategies we’ve already started to implement with our clients. One step is moving your medical renewal from later in the year to now, sooner than later.   Four key factors will determine how much Covid-19 hikes premiums next year. READ MORE >>

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Monday, February 24, 2020

Five Things Your Health Insurance Broker Doesn’t Want You to Know. But we Feel You Need to Know!

  Health insurance is a very big part of a company’s expenses, usually #2 after salaries, and the implementation of the Affordable Care Act, or ACA may only confuse matters. With many businesses being forced to provide health care coverage to their employees, it is important to find ways to control these costs. READ MORE >>

Tuesday, November 19, 2019

IRS Expands Allowed Preventative Care Benefits for Health Savings Account (HSA) Plans

This is kind of a BIG DEAL!  Health Saving Account (HSA) have traditional only covered many of the services listed below after the medical deductible.  Individual can now get medication and care for many critical services before their medical deductible. READ MORE >>

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